New Hampshire Health Insurance
New Hampshire HEALTH INSURANCE PROGRAMS
Healthy Kids - Children who are uninsured may qualify for Healthy Kids, which is a part New Hampshire's Medicaid program.
Let No Woman Be Overlooked - This program provides low-income women with free screening for breast and cervical cancer. If a woman is diagnosed with cancer through this program, they can receive full health benefits through Medicaid.
Common Health Conditions in New Hampshire
- Arthritis
- Mental Stress
- Hyptatitis
- Asthma
- Diabetes
- Liver diseases
New Hampshire Health Insurance Regulations
First, every New Hampshire health insurance policy must have a gauranteed renewability provision, which secures your right to renew your health insurance policy every year. This hinges, of course, on you paying your premiums on time and providing accurate information on your application. Secondly, New Hampshire health insurance laws permit health insurance policies to contain a 9 month exclusion period for pre-existing conditions. After this time has passed, the policy must cover the pre-existing condition. Any condition you were treated for or diagnosed with in the three months before the beginning of the policy is considered a pre-existing condition. Also, if you are switching health insurance plans, new pre-existing condition exclusion periods can be imposed. However, any pre-existing exclusion period you have served under your old New Hampshire health insurance policy can be used to credit your new policy's exclusion period. New Hampshire health insurance laws regarding New Hampshire health insurance companies mostly benefit you, the consumer. Understanding these laws is especially important in making sure your health insurance company continues to honor your original contract. New Hampshire health insurance laws state that you cannot be denied health insurance due to your health status, age or any other factor. However, the cost of your New Hampshire health insurance premiums can be dependent upon your health. There are limits to how much extra insurance companies can charge due to these factors. Also, New Hampshire health insurance companies cannot deny you continued coverage on the basis of your health.
New Hampshire
129 Pleasant Street, Concord, NH 03301
Website: http://www.nh.gov/h1n1/
Phone: 1-866-444-4211
